Lending · Payments · Virtual assets

The technology partner for regulated fintech.

We build, rescue, run and lead the systems that lenders, payment firms and virtual-asset businesses depend on.

View our work

Fintechs like these
run on our work

And sleep better for it.

Services

What We Do

One senior team for the whole life of a regulated system, from the first line of code to the seat that answers for it.

One senior team for the whole life of a regulated system, from the first line of code to the seat that answers for it.

01

Build

New platforms from zero to production: lending, payments, wallets, cards, customer portals and mobile apps.

02

Rescue

We take over systems a previous vendor left half-working, stabilise them, and bring them to a standard you can audit.

04

Lead

Fractional CTO. We hold the technology seat, set the architecture, govern your other vendors and answer the regulator's technical questions.

03

Run

We operate live platforms: releases, integrations, regulatory reporting, incidents and security.

Opentecc

Services - What We Do

One senior team for the whole life of a regulated system, from the first line of code to the seat that answers for it.

01

Build

New platforms from zero to production: lending, payments, wallets, cards, customer portals and mobile apps.

Customer portal
  • Loan applicationApproved
  • Card paymentSettled
  • PayoutIn review
Wallet
£1,240
Send
Top up
•••• 4821
02

Rescue

We take over systems a previous vendor left half-working, stabilise them, and bring them to a standard you can audit.

InheritedWe take overStable, auditable
03

Run

We operate live platforms: releases, integrations, regulatory reporting, incidents and security.

  • Release deployed
  • Regulatory return filed
  • Incident closed
04

Lead

Fractional CTO. We hold the technology seat, set the architecture, govern your other vendors and answer the regulator's technical questions.

Reported to
Your board
Answered
The regulator
Governed
Other vendors
Led
Your team
The seat
Your CTO
How we work

You see everything we do

The workspace our clients use, shown with example data

Work

Selected work

Regulated platforms we have built, from the first commit to production.

Fair Finance Thumbnail
  • Consumer Lending
  • Financial Inclusion

Fair Finance

Transforming Financial Inclusion Through Digital Innovation

Advancia Thumbnail
  • Earned Wage Access
  • Financial Wellbeing
  • HR Services

Advancia

Rebuilding an Earned Wage Access Platform from the Ground Up

Egaliti Thumbnail
  • Payments
  • Banking-as-a-Service
  • Multi-Currency Accounts

Egaliti

Building a Regulated Multi-Currency Payments Platform from the Ground Up

Frequently Asked Questions

Tell us what you're working on

Thirty minutes. Bring the system, the vendor or the deadline that worries you.

Ahmed Laadraoui, founder and CEO of OpenTecc